Sulfaningsih, E., D. Ratnasari, and M. N. Najimi. “Digitalizing Pesantren Economy: The Dynamics of Cashless Payment Systems and Santri Financial Behavior”. Al-Insyiroh: Jurnal Studi Keislaman, vol. 12, no. 1, Mar. 2026, pp. 85-101, doi:10.35309/alinsyiroh.v12i1.665.